WAIT for the form release!!!!!!!!
In mid- January , the IRS announced they were changing the "90% test" (line 5 of this form to 85%, so I suspect it's taking TT and others time to reprogram and test the software.
https://www.irs.gov/newsroom/irs-waives-penalty-for-many-whose-tax-withholding-and-estimated-tax-pay...
so the penalty could be less or eliminated once the form is updated. It depends on the math that carries through the schedule
