The IRS only requires that both of you agree on the percentage that you are claiming and that the percentages for each field add up to 100%. Since your mother claimed 100%, you will claim zero and the percentages will be correct.
To enter your 1095-A follow these steps:
- Federal
- Deductions and Credits
- Medical
- 1095-A
- Fill in the first page exactly as it is on the 1095-A
- The next page will say: Let us know if these situations apply to you
- Check I shared this policy with another taxpayer who is not on my taxes
- On the next page put your parent's social security number
- Use zero for your Premium Percentage, SLCP Percentage, and PTC Percentage
Form 1095-A is a form that is sent to Americans who obtain health insurance coverage through a Health Insurance Marketplace carrier. The form does not have to be returned to the government but serves as a record of the individual's coverage.
