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That's where it's a little confusing. It's still under the $11+ million lifetime max.  The confusing part is that it's under the lifetime max why then is the $15K per parent applicable? 

 

I don't think they $100,000 each totaling $200,000 but I think they did over the $15,000 per parent this year - how much I do not know. 

 

Yet. I still don't get it because it's still under the $11+ million lifetime max.

 

Can you clarify or explain on that. please? Because that is basically saying that an $11+ million will never be met with $30/yr per couple (parents) during a lifetime.