It sounds like you should be able to deduct your passive income and carryover, since you did not live with your spouse in 2020.
Since we can't see your tax return in this forum, I would recommend you pay for your return then review the worksheets calculating your deduction.
If you still need help, you can request an Offline Review where someone can review your return to determine what is happening.
Click this link for more info on Passive Losses when Filing Separately.
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