I don’t understand your question at all.
1. You say you didn’t receive a 1099 because of the plan was a private company. That is irrelevant. If you have a “qualified” retirement plan, the plan must issue a 1099-R if you make a withdrawal. It doesn’t matter if the plan is a pension managed by the employer or is a 401(k) or other account at a outside investment manager.
2. You also say you didn’t withdraw anything from your retirement savings. If you did not make a withdrawal from a qualified plan, the plan will not issue a 1099-R.
3. You mentioned a 401(k). 401(k) contributions are recorded on your W-2 and you do not enter them anywhere else in your tax return. A 401(k) is not an IRA and if you made 401(k) contributions, you did not make an IRA contribution and you should not list the contribution in the IRA section.
4. you mentioned unemployment compensation. Unemployment compensation is a benefit you receive from your state government after a lengthy application process. If you received unemployment compensation, the state government will issue a 1099-G. You may need to download it from the state website if they do not mail it to you. You should enter this in your tax return in the section for unemployment compensation exactly as you received it.
5. lastly you mention severance and said you didn’t receive any.
Your question so confused that I can’t make heads or tails of it. Can you please explain in more detail?
