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Thank you Opus 17!

 

After looking at Amazon I came back to check the answer again because I noticed exactly what you stated.  You already answered the question I came back to ask.

 

There are two different boxes.  One says "Federal Returns + Federal E-file," and the other one adds the words "State Returns" underneath those words.

 

So the answer to my previous question is no, not ALL Deluxe desktop versions will allow me either prepare OR efile a 2020 New York State tax return.  I must buy the one that has the words "State Returns" on it.  Then I will be able to both prepare the NY return and efile it free.

 

Thank you for your thorough response and to others who helped.