Get your taxes done using TurboTax

I marked the checkbox under my name for HSA because I'm employed and the account is under my name.  My wife is not employed.  If I leave her checkboxes blank or if I select 'None of the above' then it still triggers the case of "we see your coverage lapsed during 2020."

 

What is happening?  When I get to my wife's portion of the HDHP questions, I select 'Family' as she was covered by my plan.  Turbo Tax then tells me  "We see [name] had a break in HDHP health plan coverage during 2020."

That doesn't make sense to me.