@macuser_22
@dmertz
The behavior cannot be correct, one way or another.
If I tell TurboTax that I didn't make an IRA contribution, it tells me that my MAGI is $122,519. It is not including ANY portion of my Covid withdrawal in my MAGI calculation.
If I tell TurboTax that I did make a $6,000 IRA contribution, it tells me that my MAGI is $214,527 because it suddenly does include the Covid withdrawal.
The inclusion of the Covid withdrawal in my income should NOT be effected by whether or not I'm making an IRA contribution. That doesn't make sense.
