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@nolanwittrock Actually when  I think about it, in a normal year the amount of any Traditional IRA distribution will add to your MAGI and put you over the IRA deduction limit.   I see no reason that just because you can pay it back that it should not still add to the MAGI and make your contribution non-deductible.

 

I believe the 8606 and non-deductible contribution  is correct.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**