HSA overcontibution

Hi,

I overcontributed to my HSA.

TurboTax app says there will be a penalty and I should remove the excess. I read other sources which suggest that there is no penlaty, you just recalculate taxable income while doing taxes.

 

1 - which one is correct?

2 - how do I correct it? I already claimed it all and it was distributed to me.

 

Thank you very much in advance