Please help - I am trying to fill out this form now, as it's the only thing holding up my taxes. I had my tax liability already withheld through my financial institution when I withdraw money from my 401k. The only options I see are "Spread tax over 3 years" or the checkbox to "Pay tax on entire retirement distribution in 2020", which either significantly raises or lowers my return. Which option is the correct option for taxes that were already withheld at the time of withdrawal?? FYI - Those numbers for the tax pre-withheld I have entered under the State and Federal sections of my 1099-R on Turbotax.
