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Thanks Friendly Freddie for asking this question.  I ran into the same problem. Thanks Volvo for the quick answer.  I tried your answer but then began second guessing myself. Glad for the confirmation. I think TT needs to revise this section to account for the legal change to the distribution rules so it is VERY CLEAR what one is supposed to do.  I am certain we are not the only ones out there who have run across this issue.  Thanks again.