I'm in the same boat. I received a lump sum from SSI Disability for previous years where I received payments from a disability company. All of it was paid to me from SSI, then immediately back to the Disability company, yet my Adjusted Gross Income went up over the allowed amount of eligibility for the stimulus check. There should be a way to fix this but no one can seem to figure it out.
The really stupid thing is that I actually received the lump sum at the end of 2019, so I included in on those taxes. SSI said that they just paid it a few days early so it needed to be moved to 2020's income instead. Therefore, I wasn't eligible for the first check. I corrected it, but the IRS said to just request it on my 2020 tax forms. Now I get the shaft again since I have the same lump sum messing me up this year as I did last! The IRS reps don't care - even if I could reach one. Guaranteed if it were their money, they'd find a way....
TurboTax software just can't handle this kind of exception either.
