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Thanks for the explanation. it was a misunderstanding on my part. I thought I was just going to have the the refund deposited into my account directly. When I was filling out my state return there was a question that came up about a business expense that seemed odd and I could not get out of it. I got a little frustrated. I think that is when I selected the wrong transfer of the refund. How and approximately when should I receive my refund? It was my mistake and I will be more careful in the future