agreed that's what going on -- but if she had received a 1099-NEC with $545 on it she would not owe self employment taxes. So she should have made one more doordash run and she'd have gotten the form (you have to make at least $600 or DoorDash doesnt send one).
If she had a 1099-NEC form showing $545 she would not owe the 15% self-employment tax. So I think Turbotax is incorrectly requiring her to do a full-blown self-employment setup.
I know this because if I say "yes, I received a 1099-NEC" and I put $545 on it... then she owes no SE tax.
