Get your taxes done using TurboTax

Apologies.  While the answer above talked about all of Roth limits, that  did not answer my real question - Can I contribute my 1099-MISC income to Roth, when I am not claiming is as Schedule -C  It is non-employee compensation paid for the use of personal car (fixed amount).  Turbo Tax Desktop edition is telling me this is counted as excess contribution My total W2 income is $2400 and 1099-MISC is$1500.  My question is on $1500 income TT is telling me it  is excess if I contribute $3900 (W2 & 1099-MISC combined)