Get your taxes done using TurboTax

But what if the Social Security and Medicare boxes do have values - and those withholding were paid? Don't you still need to file the W2? 

Box 1 = $0, however Box 3&5 has $12,000, $744 withheld for SSN (also some Medicare withholding of $144) $12,000 went to qualified 401K plan (Box 12 code D) resulting in Box 1 having zero. How does Turbo Tax handle it?