I think the crux of the issue is that when the taxpayer inputs total ordinary dividends (or has it downloaded from external source) and that total is shown on 1040 line 3b and that taxpayer also has some "qualified dividends" in 3a, the taxpayer wonders, "how am I getting a lower tax rate on the qualified dividends since the total ordinary dividends flows down to line 15, Taxable Income.
If someone from Turbo Tax can explain this, it sure would help many.
