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1) Thomas, once I was able to see the Schedule D you were correct..there were wash  sale losses  disallowed  of $6,804 and with the long term gains  and so  I agreed with the $22,173 loss. Thanks 

2) PROBLEM B - However , now after downloading the Turbotax update and re-importing my 1099-B's  from E-Trade (I had deleted them to confirm the figures by manual entry for 1099B summary info) the data entered by Turbotax import is now grossly incorrect. Schedule D only shows $14,456 loss . 

** I have traced the problem to the fact that now Turbotax is only importing the first line entry of each listing of fund sales that I see in the hardcopy printout (these are to be reported on form 8949) as is evidenced when I look at the 1099-B worksheets and the values now in Schedule D.

Any suggestions?

P.S. The turbotax box  lists "Free US based product support by phone..." yet I can't find any number to call.