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Well, yes it happened in 2020. It was the result of a litigation settlement for an investment within a mutual fund that is part of my Traditional IRA. So, I did not actually roll over from one IRA to another.  This was an internal transaction within the mutual fund. My IRA administrator reported this transaction as a rollover contribution in line 2 of form 5498.  Now I am trying to figure out how this applies to my 2020 taxes. Your thoughts?