I have no choice in the amount that is withdrawn from my lifetime annuity. It is the same amount every month until I die. So I assume I say the whole annual amount of that annuity is RMD.
Same is true for the tiny pension my university gave me. It's lifetime and it is paid each month, never changes, so I plan on saying the whole annual amount is RMD.
My question is if I have this wrong? Maybe the answer is that none of the 2 above accounts are RMD (being annuities and pensions)?
