You can file now. We don't know what the parameters will be for any future payments. It is all talk and nothing has been finalized, but since you have the baby now (congrats!), you want to be able to receive payments for them too.
Even if you made 160K, you are still eligible for partial payments and that payment will be larger if you claim a child. Even if you made over 150K, you are still eligible to receive a reduced amount. Did you claim the recovery rebate on your return?
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