You are correct, the IRS stimulus check may not be deposited in a foreign bank account, and 041120 means the check was issued on April 11, 2020, which is approaching one year.
The best solution is not to cancel the check and request a new one, but to send it back to the IRS, if you can, and take the Recovery Rebate Credit instead.
Here is a TurboTax article about the Recovery Rebate Credit.
Here's how to return the check to the IRS.
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