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Thank you sooo much for that very detailed answer. I should be able to get it from there. This is my 2nd yr using TT. I was not aware that there must be 1098 forms for me to make a dummy with and places for me to write accompanying notes; or, is this   having to be hard copy submitted now rather than electronically done? Yes, there was withholding and I do want to use your suggestion to avoid having to amend the 2020 return in 2021.