In my case it looks like the issue is the first payment put in doesn't cover the state. So, the error is that I was trying to do my state but didn't pay for it yet. Once I removed my state and put it back in it asked me for another payment to cover the state. This wouldn't be an issue if you just showed the cost upfront instead of trying to hide it until the customer has done all the work and thinks I might as well now. Trying to be sneaky messed up the site.
