Found out I made ineligible 2020 Roth contributions when I didn't have any earned income. So in February of 2021, I requested Vanguard to remove my excess plus earnings. I don't have any other substantial income besides around $60 in interest and dividends, so the 10% penalty on my earnings is my only tax liability. I can just file Form 5329 by itself, correct?
I was a full-time resident of NY, so would I also have to file a NY state return since I'm required to file Form 5329 federally?
I also received Form 1098-T showing scholarships > expenses. Do I report this? I've gotten responses on my other discussion telling me that I do not include it in my own personal return since I will be claimed by my parents.
