I have three issues related to overlapping health coverage through the Healthcare.gov (ACA) improper insurance termination and estimated income. Please let me know if you need clarification of the details.
I received both a 1095-A and 1095-B and for 10 months apparently had both state medicaid and coverage through Healthcare.gov with an APTC . I had estimated my income above the amount to qualify for medicaid, but Medicaid never sent a denial letter indicating they stopped the coverage. The freelance work never materialized and my income estimate turned out to be an overestimated , which did qualify me for medicaid. I updated my income on the Healthcare.gov site in December 2020.
Additionally, the health insurance company improperly terminated my coverage for November and December 2020 for lack of premium payment within the grace period . The state insurance regulators agree the my coverage should not have been terminated .
Was is the best way to resolve this tax situation with the IRS? How will this be handled in turbo tax ?
