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I did call and chat with TT Customer Service.  The technician was very helpful and provided me with a new download of the H&B 2020 software.  It simply does not work with Big Sur.  The exact problem that everyone is describing in this chat occurred over and over again.  I took the same download and installed it on my wife's MacBook that is running on Catalina.  It works fine.  The problem is Big Sur.  Big problem.  Needs a Big Solution. Intuit should not be selling this software to Mac users without a disclosure about this problem.