In my case, this didn't fix the problem.
My original 2016 mortgage was under the $1 million cap for home mortgages.
My 2020 refinance of the original loan was for $765,000. That exceeds the $750,000 cap for mortgages after 2017. But this refinance's cap should inherit the 2016 cap of the original loan $1 million.
But thanks for the suggestion.
