Thank you so much for taking time to respond to this item.
-My "Normal," as opposed to "Minimum," plan retirement age is 62 (When OPM FERS Disability is converted to Regular Retirement) so I am thinking on both CSA 1099-Rs leaving the distribution code as "Disability (3)" rather than using Code "7" on the second one.
-Since I know the federal and state taxes specifically for each month, both before and after MRA, I was thinking of entering the proper amounts into each of the two respective 1099-Rs (the overall totals will be correct when the two 1099-R individual totals are added together).
-As you said and I confirmed, for me, the calculated tax is the same whether I use "Wages" and "Pension/Annuity" or just "Pension/Annuity" alone (I did it both ways in TT).
My only real concern is whether the IRS matching program will try to match on an "individual" 1099-R that it already has from the employer (OPM in my case). In that case, if I enter two 1099-Rs per plan, it could be an issue. However, if like you said, they look only at the "total" from a given employer, there would not be be an issue.
May I ask, have you known anyone to use the "multiple 1099-R approach" for the MRA situation and if so, have he or she had any issues with the IRS?
Thanks again for all your help.
