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I should add, for those whose average balance is less than $750K, that the Ded Home Mort worksheet can maybe be deleted since the instructions say it's only needed in these circumstances:

1. The mortgage or home equity line of credit was not used to buy, build or improve your primary or second home

2. Debt taken out after December 15, 2017 totaled more than $750,000 ($375,000 if married filing separately).

2. Debt taken out after October 13, 1987 and prior to December 16, 2017 totaled more than $1,000,000 ($500,000 if married filing separately).