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Thank you.

If I understand the last paragraph correctly, if I was the only one investing then I would be the one to use it? Our Decree doesn't mention this so it would be up to us to decide/agree.

 

One last thing. What about the form 1099-SSA Distribution from and HSA. It's mine (she now has her own), is this only entered on my return even though she was using it last year?

 

Thanks again.