@phdstudent , yes I tried out the scenario and TurboTax does as expected ( using fake numbers of course ). You will need details of your 2019 return such as Gross income, taxable income, schedule-A total, state and other taxes claimed etc. Most of the time , especially in states where sales taxes, property taxes etc. are quite high, the refund is not taxable i.e. recoveries is zero. You can rest easy
pk
