Multiple borrowers.
Even though there may be more than one borrower on the mortgage, the lender is required to prepare Form 1098 only for the payer of record, and only if such payer of record is an individual, showing the total interest received on the mortgage. Even if an individual is a co-borrower, no Form 1098 is required unless the payer of record is also an individual. Just give a copy to the other borrower and each of you enter your pro-ratter share of the mortgage interest based on your ownership interest.
Answers are correct to the best of my ability but do not constitute legal or tax advice.
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