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What year are you doing - 2019 or 2020?     2020 1099-R's have not even been sent out yet - do you have your 1099-R?   What code is in box 7?

 

For a designated Roth (401(k) Roth) box 5 will be the amount of your contributions that are included in the box 1 amount so it is not possible to include more than the total of box 1.    If box 5 is actually more then box 1 then the 1099-R is incorrect and must be corrected by the issuer.

 

In most circumstances a 401(k) Roth will not have a blank box 2a - again what is the box 7 code?

 

 

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**