The 2020 return is filed in 2021. However, the stimulus is actually an advance towards the credit that is then reconciled on the 2020 tax return. If you received at least the amount of stimulus that is calculated on the 2020 return, you don't get more. If your stimulus payment was not as much as what the 2020 tax return reveals, you receive the difference as added into your tax refund. If you received more than you were "supposed to", you will not have to pay anything back.
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