Thanks for your response @dmertz To clarify,
1. I opened and funded my first HSA on 1/2018 in AZ and had balance >0$ until 01/2019
2. reached 0$ balance on 02/2019 and closed account on same month.
3. opened second HSA account in VA on 12/2019 and funded on same month and have >0$ balance now
I hope AZ and VA state laws follow the 18 month clause for me to be eligible. Also, I called up my HSA account provider to clarify on this rule, but they said i am not eligible to reimburse for expenses made before 12/2019 (assume they are not aware of this IRS rule)
