Thank you all very much! Sorry, I hadn't read the remaining responses before responding to the first response from DoninGA. I gather from all of your responses she will have to ile https://www.irs.gov/pub/irs-pdf/f1040.pdf with zero tax. She is trying to sort this out with SSA regarding her SSI (Social Security Income) and medicare coverage, and if that doesn't work and her medicare gets discontinued, she will apply for Obama care. Than you all so much again! Super helpful.
