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All of these answers are incorrect. I will take them pint by point
- Medicaid is income-based, not access -based. You can qualify for Medicaid even if your employer offers health insurance.
- If you lose your Medicaid coverage for some reason, that would be considered a qualifying event, and you would be able to add coverage with your employer outside of the open enrollment period. Examples of these are things like having a baby, getting married, or losing other coverage.
- Medicaid is not Medicare. Medicare coverage is based on age, or having certain medical conditions. The ACA Marketplace will determine your eligibility for Medicaid, and if you qualify (based on income) that is the option that you will be offered. It will be then be administered through your state. Again it doesn't matter if your employer makes insurance available. McDonald's probably has employee insurance plans available. But many of their employees are likely still receiving Medicaid, because their wages are low enough for them to qualify.
Hope this helps!
‎October 23, 2020
7:38 AM