ESCtaxes2020
Returning Member

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Thank you.  Just to be clear my adult son can arrange with the IRA admin firm (T Rowe Price) for a direct trustee-to-trustee transfer/ inherited IRA, take father's necessary 2020 RMD  and then just let the money grow "indefinitely" in son's "Inherited IRA," thereby avoiding the 10 year SECURE Act depletion requirement?   How is this possible when the act is so clear?  Wouldn't everyone be doing this to avoid the 10 year cap?   Thanks for any clarification.