Should I combine multiple 1099-INTs from same institution?

I received two 1099-INTs from the same institution for two bank accounts I have with them.  
I see several posts (by relatively new members) that one *CAN* combine the amounts into a single entry in TT.  
My question is - what is the best thing to do to avoid getting flagged by the IRS - enter as separate or enter as a combined amount?
Thanks!