BillM223
Expert Alumni

Get your taxes done using TurboTax

Yes, it is not obvious the number of "other" coverages that you might have that would preclude being able to contribute to your HSA, and it would be difficult to list/explain them all (see IRS Pub 969 for the detailed discussion).

 

And most taxpayers don't realize that one spouse's FSA automatically covers the other spouse, whether you want it to or not. This is not like regular health insurance where you can decline to be covered on your spouse's health policy.

 

Good luck with your filing.

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