As I didn't withdrew the excess by April 15 (or Oct 15), 2019, I paid 6% penalty on my 2018 return. Per your response, in subsequent years, the last day to remove without another penalty for that year is Dec 31 of that tax year.
To determine whether the 6% penalty should be imposed on 2019 tax return, the question in TurboTax should change to -
Excess Contributions Withdrawn
Did you withdraw any excess contributions made to a traditional IRA after the due date (including extensions) of last year’s return and before/on Dec. 31, 2019?
Yes No
It's clear, this way, that any excess not removed by Dec 31, 2019, will need pay 6% penalty.
Thanks!
