@grasshopper6088
I want to be sure I'm understanding your question correctly and how you are using the term "embedded." The $40 fee you mentioned is in addition to any product fees. See this example:
If you have both a Federal and state return, and chose to pay the fees out of the Federal refund, the fees would be as follows:
Deluxe Federal return $60
Deluxe state return $50
Option to pay the fees out of the Federal refund: $40 (except $45 for California filers)
Plus possible sales tax.
So if you had all of the above, the total would be $150 or $155, plus possible sales tax.
