In the version I am using it does not have that question. It is strange. It asks if I have an HSA, a medical savings account, or medicare advantage. There is another question that asks if I have a High Deductiblle Health Plan. But there is no question initially asking if I have health insurance. I have premiums shown for health insurance in that section so it should make an assumption I have it given I answered no to all of the other variations mentioned above. If you bought your insurance from the market place the instructions are that you don't fill in the section on premiums.
