Follow up to previous...
Yes, after the excruciating pain of making detailed MFJ submission, saving/printing final product without filing and then starting "over" with MFS option, I could tell that just for me, while not saving a big amount, I was saving with MFJ. If you add the fact that with the amount inherited (not big but enough), spouse was likely going to have to pay a decent amount in Federal too since could only do itemized deduction (if one does, both have to), then on Federal alone MFJ was better.
Of course to do her state taxes (my state has no state tax), I had to additionally get & pay for more basic download version to do mock MFS submission for her so the information would populate the state submission properly, which due to nature of current filing rules, has to be by mail and actually after Fed Tax is filed. On the upside, based on all research, most states allow you to deduct one way in Federal and different way on State.
Thanks.
