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@jd114 wrote:

 It does lower if I make the direct contribution to 2019. But that is not the case since I'm making the contribution in 2020.

 

 


Be sure that you enter the amount in both boxes in the interview.  It should be on line 19 of the 1040 schedule 1.

 

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**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**