Thanks @Hal_Al for your answer!
A little background about myself to help you understanding my situation: I graduated undergrad May 2019 from a full-time program and started working Sept 2019. I earned more than my parents so we thought I should file taxes separately. But they did support me most of the year--that is until I started working.
I think I'm confused as to whether my parents claimed me or not. On the copy of the 1040 form that they got from the accountant, I'm not listed in the Dependents section. However, I'm listed in the Qualifying Child Information section. And I remember sending my 1098T to the accountant. In that case, did my parents claim me as a dependent? If yes, do I still have to file for taxes? Or I'm just crazy-- being a dependent has nothing to do with filing taxes....
Regarding the HSA, I chose that plan when starting my job, and it's a self-plan not a family-plan. The contribution comes partly from my employer and partly from my paycheck deduction. @AnnetteB6 mentioned in my other question that "If you can be claimed as a dependent, then you are not eligible to make any contributions to a Health Savings Account." I understand if I share this plan with my parents and if I'm a dependent, I can't contribute, but this is my own plan. Does that still apply and is the reason for the excessive contribution?
I read from another post that one reason for excessive contribution is duplication--entering 12w from the W2 and entering again when asked about personal contribution. But I've gone through the 1099-SA, HSA, MSA section several times and didn't come across the personal contribution question (and thus TT still says I have an excessive contribution of $3500 :(
If you could shed any lights on my questions, I'd be very grateful (and much less frustrated on this becoming-an-adult process).
Thanks again!
