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Hi PeterM, thank you for promptly/clearly answering my question. I follow your instruction and here are some results. Form 1040 line 7a is Zero, schedule 1 line 8 is zero but line 8 on schedule 1 left with explanation’  positive 1099 for personal injury non-taxable ‘ negative 1099 for personal injury non-taxable ! Is this the right outcome?? Thank you!