First, are you sure it was your stimulus payment and not your refund? Unfortunately, both are marked the same way ("TAX REF").
Second, the stimulus payment can be limited. If you filed Single and made over $75,000, then the amount is limited. The IRS says "For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$112,500/$150,000 thresholds. Single filers with income exceeding $99,000, $136,500 for head of household filers and $198,000 for joint filers with no children are not eligible and will not receive payments."
Please see this IRS webpage about this.
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